Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. Investment PropertyMortgage loan programs for vacation and investment properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.